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Wondering how to use this feature of GCash called "GCredit"? Then this detailed step by step process is just what you're looking for.
GCredit is a credit limit available on the GCash app which may be used as a another payment source for your purchases. You can have a credit limit that you may use again every time you pay off a purchase with the corresponding interest.
How do I become eligible for GCredit?
The first step to become eligible for GCredit is to be a fully verified customer of GCash! Customers would also have to meet the required trust GScore and pass our credit evaluation parameters. Try to increase your trust score by continuously using your GCash account and provide the necessary documents to become eligible for GCredit!
How can I apply for GCredit?
Just open your GCash app and tap ‘Manage Credit’. Once you’ve met all pre-qualifications needed, simply proceed with your application by reviewing your personal information and filling other personal fields. Once submitted, our evaluation process will start.
Are there any documents I need to submit?
No need to submit any documents since all customers will go through a verification process in GCash.
More answered questions (FAQs) here:
You can use GCredit to:
Pay QR - Purchase items, scan to pay with GCash QR, & choose GCredit. Available at over 6,000 stores.
Pay Bills - Pay bills thru GCash & choose GCredit.
How to use GCredit in Scan to Pay (QR code payment)?
1. Buy items at your favorite GCash-partner store.
See complete store list here: nationwide.fuselending.com/gcredit/stores/
2. To pay, open the Gcash app and scan the QR Code at the cashier.
Once scanned, the store name will be displayed.
3. Enter the total amount of your purchase. Make sure to enter the exact amount including the centavos.
Two payment options will be listed, GCash or Gcredit.
4. Choose pay with GCredit.
5. Once done, a confirmation receipt with reference number will be displayed. You can screenshot this for future reference. You'll also received an SMS confirmation.
The cashier will check if they receive the payment with correct amount. Once confirmed, the receipt will be issued just as your usual shopping receipt.
And you're done!
How your interest is computed:
Why pay for your GCredit?
Pay on time and enjoy these benefits!
Maintain a Good GScore by paying on time and getting better chances to have a higher credit limit
Avoid getting your credit limit suspended for continued usage
Avoid paying additional interest charges until full repayment and penalties
Avoid receiving repetitive payment reminder text notifications
Avoid getting recurring calls from collection agencies
Prevent escalation for a legal action and dealing with legal units
If you still don't have a GCash account, sign up now to get free ₱50!
1. Scan this QR code to get started.
2. Or Follow this link: https://gcsh.app/r/Zqrk948
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Disclaimer: blogtrove.wixsite.com/sisidlan is an independent & privately owned website, and this blog was solely based on the author's app experience and honest review. Future versions/modifications of the app might be of different user experience.
#blog #gcash #gcredit #qrpayment #credit #blogtrove #sisidlan salamat! peace out
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